IDEAS home Printed from https://ideas.repec.org/a/ine/journl/v41y2015a50p282-296.html
   My bibliography  Save this article

The regional consumption credit. Trends, structures and territorial relevance

Author

Listed:
  • Ivona STOICA

    (”Dimitrie Cantemir” Christian University, Romania)

Abstract

The current paper analyses the territorial structure of loans to housings and nonfinancial corporations, based on information provided by banks, Romanian legal entities, branches of foreign banks in Romania, savings and lending banks for housing and Cooperative Central Bank, presented on the National Bank of Romania’s website. The main objective of the research is related to peculiarities of the county distribution by the size of credits for consumption and housing. Loans for consumption and real estates refer to the population segment and the credits of non-financial institutions are mainly devoted to operational activities and investments. Our comparison for both population and nonfinancial institutions at the county level offer the possibility to determine which are the most important users of banking credits, at county level, in the post crisis period, in Romania.

Suggested Citation

  • Ivona STOICA, 2015. "The regional consumption credit. Trends, structures and territorial relevance," Romanian Journal of Economics, Institute of National Economy, vol. 41(2(50)), pages 282-296, december.
    • Handle: RePEc:ine:journl:v:41:y:2015:a:50:p:282-296
    as

    Download full text from publisher

    File URL: http://www.revecon.ro/articles/2015-2/2015-2-19.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Zaman Gheorghe & Georgescu George, 2009. "The Impact Of Global Crisis On Romania'S Economic Development," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 2(11), pages 1-1.
    2. Valentina VASILE, 2012. "A New Model For Old Age Insurrance. The Private Pension And Financial Sustenability," Business&Leadership, Scientific Society of Management from Romania, vol. 2(10), pages 53-74, March.
    3. Valentina Vasile, 2009. "Minimum Wage Institution In The Financial And Economic Crisis. Policies And Practices.," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 2(11), pages 1-2.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Valentin Mihai Leoveanu, 2019. "The Evolution of Bank Lending at Regional Level in Romania," Manager Journal, Faculty of Business and Administration, University of Bucharest, vol. 30(1), pages 62-71, December.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Zaman Gheorghe & Goschin Zizi, 2014. "A New Classification Of Romanian Counties Based On A Composite Index Of Economic Development," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 1(1), pages 217-230, July.
    2. Iancu, Aurel, 2014. "Financial Instability, Cycles and the Role of Institutions," Working Papers of National Institute for Economic Research 141007, Institutul National de Cercetari Economice (INCE).
    3. Iasmina Petrovici & Mihaela Ionica & Octavian C. Neagoe, 2021. "Economic Crisis: A Factor for the Delayed Diagnosis of Breast Cancer," IJERPH, MDPI, vol. 18(8), pages 1-10, April.
    4. Oțil Maria Daniela & Miculescu Andra & Cismaș Laura Mariana, 2015. "Disparities in Regional Economic Development in Romania," Scientific Annals of Economics and Business, Sciendo, vol. 62(s1), pages 37-51, October.
    5. Claudiu George BOCEAN, 2012. "Human Resource Compensation In Time Of Crisis," Management and Marketing Journal, University of Craiova, Faculty of Economics and Business Administration, vol. 0(2), pages 285-292, November.
    6. Athari, Seyed Alireza & Kondoz, Mehmet & Kirikkaleli, Dervis, 2021. "Dependency between sovereign credit ratings and economic risk: Insight from Balkan countries," Journal of Economics and Business, Elsevier, vol. 116(C).
    7. Zaman, Gheorghe & Georgescu, George, 2015. "Resilience to crisis and GDP recovery at county level in Romania," MPRA Paper 63246, University Library of Munich, Germany.
    8. Cristina BARBU & Mihail NEGULESCU, 2011. "Does The Economic Crisis Affect Oltenia’Senvironment (Ii)?," Journal of Applied Economic Sciences, Spiru Haret University, Faculty of Financial Management and Accounting Craiova, vol. 6(3(17)/ Fa), pages 205-211.

    More about this item

    Keywords

    consumption credit; housing credit; trends; counties;
    All these keywords.

    JEL classification:

    • M31 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Marketing and Advertising - - - Marketing
    • D1 - Microeconomics - - Household Behavior
    • E2 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment
    • R2 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ine:journl:v:41:y:2015:a:50:p:282-296. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Valentina Vasile (email available below). General contact details of provider: https://edirc.repec.org/data/inacaro.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.