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Rooting out discrimination in home mortgage lending

Author

Listed:
  • Stanley D. Longhofer

Abstract

An argument that racial discrimination in the home mortgage market arises not only from bigotry, but from statistical discrimination (wherein race is correlated with some hard-to-measure determinants of creditworthiness) and from a lack of cultural affinity between lenders and minorities. The author argues that each of these causes may require a different remedy.

Suggested Citation

  • Stanley D. Longhofer, 1995. "Rooting out discrimination in home mortgage lending," Economic Commentary, Federal Reserve Bank of Cleveland, issue Nov.
    • Handle: RePEc:fip:fedcec:y:1995:i:nov
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    Citations

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    Cited by:

    1. Peter J. Lambert & S. Subramanian, 2014. "Group Inequalities and ‘Scanlan’s Rule’: Two Apparent Conundrums and How We Might Address Them," Working Papers 2014-084, Madras School of Economics,Chennai,India.
    2. Stanley D. Longhofer & Stephen R. Peters, 1998. "Beneath the rhetoric: clarifying the debate on mortgage lending discrimination," Economic Review, Federal Reserve Bank of Cleveland, vol. 34(Q IV), pages 2-13.
    3. Stanley D. Longhofer, 1996. "Cultural affinity and mortgage discrimination," Economic Review, Federal Reserve Bank of Cleveland, issue Q III, pages 12-24.

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