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Determinantes del ahorro de los hogares en México: un análisis de regresión cuantílica

Author

Listed:
  • Isalia Nava Bolaños

    (Universidad Nacional Autónoma de México)

  • Flor Brown Grossman

    (Universidad Nacional Autónoma de México)

Abstract

Este artículo analiza los factores económicos y sociodemográficos explicativos del ahorro de los hogares en México. A diferencia de otras investigaciones, toma en cuenta diferentes puntos de la distribución de la tasa de ahorro. La metodología involucra la estimación de regresiones cuantílica y cuantílica con variables instrumentales, a partir de la Encuesta Nacional de Ingresos y Gastos de los Hogares 2014. Los resultados muestran las diferencias de factores explicativos a lo largo de la distribución de la tasa de ahorro. La propensión marginal al ahorro fue de 5.7 por ciento en QR20 y de 16.1 por ciento en QR90. El sexo de la jefatura y el acceso a los mercados financieros no tienen un efecto significativo en QR20. El número de personas mayores aumenta la tasa de ahorro en QR20 y QR50, pero no es significativa en los otros cuantiles. El efecto de la localidad urbana disminuye entre cuantiles, hasta volverse negativo en QR90.

Suggested Citation

  • Isalia Nava Bolaños & Flor Brown Grossman, 2018. "Determinantes del ahorro de los hogares en México: un análisis de regresión cuantílica," Economía: teoría y práctica, Universidad Autónoma Metropolitana, México, vol. 49(2), pages 93-118, Julio-Dic.
    • Handle: RePEc:ety:journl:v:49:y:2018:i:2:p:93-118
    DOI: 10.24275/ETYPUAM/NE/492018/Nava
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    More about this item

    Keywords

    Comportamiento del ahorro; hogares; ingreso permanente; desigualdad; regresión cuantílica con variables instrumentales;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D15 - Microeconomics - - Household Behavior - - - Intertemporal Household Choice; Life Cycle Models and Saving
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models

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