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La situación y el debate sobre la previsión social complementaria en España

Author

Listed:
  • Jon Aramburu

    (Montepío Loreto MPS. Madrid)

  • Antoni Canals

    (Pensions Caixa 30 FP. Barcelona)

Abstract

Currently there is in Spain a process of debate about the situation and the future of the complementary pensions. This Paper intends to make proposals in this debate. The authors argue that the complementary pensions should cover the middle income earners too taking into account the prospect of the Social Security. This extension is only possible by the occupational pension systems that, in turn, are efficient enough to collect sufficient contributions and pay out adequate benefits. The Paper presents too similar international processes of pension assessment and reform. Finally, the Paper analyses the benefits, the financial costs and the tax expenditure for employers and the public purse of the complementary pensions.

Suggested Citation

  • Jon Aramburu & Antoni Canals, 2014. "La situación y el debate sobre la previsión social complementaria en España," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 85(01), pages 65-94.
    • Handle: RePEc:ekz:ekonoz:2014103
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    More about this item

    Keywords

    complementary funded pensions; occupational pension system;

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors

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