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Comparative Analysis of the Evolution of Mobile Banking Services, Advantages and Risks

Author

Listed:
  • Viorica IOAN

    (Dunarea de Jos University of Galati, Romania)

  • Ioana LAZARESCU

    (Dunarea de Jos University of Galati, Romania)

  • Narcisa Tatiana BELIVACA

    (Dunarea de Jos University of Galati, Romania)

Abstract

E-banking has experienced rapid and unprecedented growth, which will be highlighted below. At the outset, a brief presentation of the history and conceptual elements of electronic banking was made, followed by a classification of these services, a definition of the notion of Mobile Banking, and a highlighting of the advantages that they bring to users' lives, but also the risks to which they are exposed. In the second part of the paper, we look at how Mobile Banking has evolved, both internationally and nationally, as the COVID-19 pandemic has made banking users change their habits and the way they interact with the banking institutions they come into contact with. The pandemic has managed to force a different approach to banking to make it easier for customers to access various banking operations, which has led to the development and improvement of mobile banking.

Suggested Citation

  • Viorica IOAN & Ioana LAZARESCU & Narcisa Tatiana BELIVACA, 2022. "Comparative Analysis of the Evolution of Mobile Banking Services, Advantages and Risks," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 2, pages 138-147.
    • Handle: RePEc:ddj:fseeai:y:2022:i:2:p:138-147
    DOI: 10.35219/eai15840409278
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    References listed on IDEAS

    as
    1. Imola Drigă & Dorina Niţă & Codruţa Dura, 2009. "Aspects Regarding Internet Banking Services in Romania," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 9(3), pages 239-248.
    2. Ioana LAZARESCU & Viorica IOAN & Costinela FORTEA, 2020. "Necessity and Perspective of the Evolution of Electronic Banking Services," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 1, pages 33-38.
    Full references (including those not matched with items on IDEAS)

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