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Aspects Regarding Internet Banking Services in Romania

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Author Info

  • Imola Drigă

    (University of Petroşani, Romania)

  • Dorina Niţă

    (University of Petroşani, Romania)

  • Codruţa Dura

    (University of Petroşani, Romania)

Abstract

Banks have traditionally been interested in using technology to improve their products, services and efficiency. Over a long time they have been using electronic and telecommunication networks for delivering a wide range of value added products and services. With its increasing popularity, Internet is more and more used by banks as a channel for providing their products and services to their customers. This form of banking is generally referred to as Internet banking. The paper examines the features of Internet banking focusing on the substantial growth over the last years as banks use Internet services as an aggressive business strategy to gain market share rather than for making profits.

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File URL: http://upet.ro/annals/economics/pdf/2009/20090325.pdf
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Bibliographic Info

Article provided by University of Petrosani, Romania in its journal Annals of the University of Petrosani - Economics.

Volume (Year): 9 (2009)
Issue (Month): 3 ()
Pages: 239-248

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Handle: RePEc:pet:annals:v:9:i:3:y:2009:p:239-248

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Web page: http://www.upet.ro/

Related research

Keywords: financial institutions; E-banking; Internet banking;

References

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  1. Yoonhee Tina Chang, 2005. "Dynamics of Internet Banking Adoption," Working Papers 06-2, Centre for Competition Policy, University of East Anglia.
  2. Karen Furst & William Lang & Daniel Nolle, 2002. "Internet Banking," Journal of Financial Services Research, Springer, vol. 27(6), pages 251-251, August.
  3. Karen Furst & William Lang & Daniel Nolle, 2002. "Internet Banking," Journal of Financial Services Research, Springer, vol. 22(1), pages 95-117, August.
  4. Byoung-Min Kim & Richard Widdows & Tansel Yilmazer, 2005. "The determinants of consumers’ adoption of Internet banking," Conference Series ; [Proceedings], Federal Reserve Bank of Boston.
  5. Anssi Mattila & Minna Mattila, 2005. "How perceived security appears in the commercialisation of internet banking," International Journal of Financial Services Management, Inderscience Enterprises Ltd, vol. 1(1), pages 89-101.
  6. Robert DeYoung, 2005. "The Performance of Internet-Based Business Models: Evidence from the Banking Industry," The Journal of Business, University of Chicago Press, vol. 78(3), pages 893-948, May.
  7. Francesca Arnaboldi & Peter Claeys, 2008. "Internet Banking in Europe: a comparative analysis," IREA Working Papers 200811, University of Barcelona, Research Institute of Applied Economics, revised Sep 2008.
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