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Microbonos. Una alternativa de inversión para los Estratos Uno, Dos y Tres

Author

Listed:
  • Miller Janny Ariza Garzón
  • Elsa Susana Reyes Quintanilla
  • Luisa Fernanda Velasco Cardona

Abstract

resUMenLos microbonos son una alternativa de inversión para las personas quetienen capitales pequenos y que en la actualidad no confían sus recursosa una entidad financiera, por lo cual prefieren dejar el dinero guardadoen casa. Con este nuevo instrumento financiero lo que se busca es que laspersonas de los menores estratos puedan acceder al mercado de capitales ycambien la perspectiva de ahorro.sUMMaryMicrobonus es are an investment alternative for people with small equitieswho don´t trust financial institutions to keep their funds so they prefer to keepthem at home.This new financial instrument allows people from lower stratums to accesscapital markets and change their savings perspective.resUMoOs microbonus sao uma alternativa de investimento para as pessoas quetem capitais pequenos e que na atualidade nao confiam seus recursos auma entidade financeira, pelo qual preferem deixar o dinheiro guardadoem casa. Com este novo instrumento financeiro o que busca-se é que aspessoas dos menores estratos sociais possam ter acesso ao mercado decapitais e mudem a perspectiva de poupanca.rÉsUMÉLes microbonos sont une alternative d´investissement pour les personnesavec un petit capitale qui ne disposent pas leurs ressources a une institutionfinanciere et préferent donc laisser l´argent a la maison. Avec ce nouvelinstrument financier qui est a la recherche des personnes des couchesinférieures pour leur offrir acces aux marchés des capitaux.

Suggested Citation

  • Miller Janny Ariza Garzón & Elsa Susana Reyes Quintanilla & Luisa Fernanda Velasco Cardona, 2013. "Microbonos. Una alternativa de inversión para los Estratos Uno, Dos y Tres," Revista Criterio Libre, Universidad Libre - Sede Principal, January.
    • Handle: RePEc:col:000370:010384
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    More about this item

    Keywords

    Microfinanzas; ahorro; bonos; bancarización.;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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