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Alfabetismo financiero entre millennials en Ciudad Victoria, Tamaulipas, México

Author

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  • Osvaldo García-Mata

Abstract

Este trabajo tuvo como objetivos medir el alfabetismo financiero entre millennials de Ciudad Victoria, Tamaulipas, México; evaluar tres índices de medición para determinar el más conveniente y explorar su relación con variables sociodemográficas. Se utilizó un método basado en análisis de factores componentes principales y modelos probit ordenados. Los resultados confirman que entre la muestra analizada persiste una significativa brecha de género, que la formación económico-financiera se asocia positivamente al alfabetismo financiero y que un buen modelo para medirlo debe evaluar conocimientos sobre inflación, diversificación del riesgo, interés simple e interés compuesto. Estos hallazgos pueden aplicarse al diseno de estrategias de educación financiera que propicien la inversión y el emprendimiento entre jóvenes y, por ende, el desarrollo económico y social.

Suggested Citation

  • Osvaldo García-Mata, 2021. "Alfabetismo financiero entre millennials en Ciudad Victoria, Tamaulipas, México," Estudios Gerenciales, Universidad Icesi, vol. 37(160), pages 399-412, August.
    • Handle: RePEc:col:000129:019525
    DOI: 10.18046/j.estger.2021.160.4021
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    More about this item

    Keywords

    alfabetismo financiero; conocimiento financiero; brecha de género; millennials;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy

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