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Banking System Stability: Commercial And Co-Operative Banks

Author

Listed:
  • Dumitru-Cristian OANEA

    (Bucharest University of Economic Studies)

  • Ioana-Raluca DIACONU

    (Alexandru Ioan Cuza University, Iasi)

Abstract

Commercial banks and co-operative banks are credit institutions, but there are some differences between the main operations proceeded by each of them. Based on these specific characteristics, we want to identify the manner in which financial crisis affected their activity. As we all know, the financial crisis had a major impact in the United States, the “natal” country of the crisis, because great banks such as Lehman Brothers or Merrill Lynch have bankrupted. Even if the Romanian banking system was not affected by such catastrophic situations, surely the financial crisis had a significant impact on it. This topic is worth to be analysed, because we would be able to identify the risk differences between these two types of business: commercial banks versus co-operative banks.

Suggested Citation

  • Dumitru-Cristian OANEA & Ioana-Raluca DIACONU, 2014. "Banking System Stability: Commercial And Co-Operative Banks," SEA - Practical Application of Science, Romanian Foundation for Business Intelligence, Editorial Department, issue 3, pages 404-410, April.
    • Handle: RePEc:cmj:seapas:y:2014:i:3:p:404-410
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    More about this item

    Keywords

    Commercial bank; Co-operative bank; Financial crisis; Bank risk;
    All these keywords.

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • P13 - Political Economy and Comparative Economic Systems - - Capitalist Economies - - - Cooperative Enterprises

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