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Banking Regulation at a Crossroads

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Listed:
  • Stephan Paul
  • Stefan Stein

Abstract

There is an ongoing debate over the right concept to adopt as far as banking regulation is concerned. Should the approach embodied by Basel II, which is oriented towards the bank’s risk via its equity capital, be further developed; or should a non-risk oriented figure like the leverage ratio (balance sheet equity to business volume) be the central indicator for the banking supervisory authority? In this article Stephan Paul, Ruhr-University Bochum, and Stefan Stein, University of Applied Science BiTS Business and Information Technology School in Iserlohn, discuss which form of regulation is the most appropriate.

Suggested Citation

  • Stephan Paul & Stefan Stein, 2013. "Banking Regulation at a Crossroads," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 66(16), pages 25-30, August.
    • Handle: RePEc:ces:ifosdt:v:66:y:2013:i:16:p:25-30
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    References listed on IDEAS

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    1. Andrew G. Haldane & Vasileios Madouros, 2012. "The dog and the frisbee," Proceedings - Economic Policy Symposium - Jackson Hole, Federal Reserve Bank of Kansas City, pages 109-159.
    2. Douglas W. Diamond, 1984. "Financial Intermediation and Delegated Monitoring," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 51(3), pages 393-414.
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    More about this item

    JEL classification:

    • E50 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - General
    • F30 - International Economics - - International Finance - - - General
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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