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Kreditvergabepolitik der Banken: Warum leiden große Unternehmen besonders?

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Author Info

  • Klaus Abberger
  • Christa Hainz

    ()

  • André Kunkel

    ()

Abstract

Im Rahmen der monatlichen Unternehmensbefragungen des ifo Instituts wurden die Firmen im Juni zusätzlich um Auskunft gebeten, mit welchen Hausbanken sie zusammenarbeiten. Anhand der so gewonnenen Informationen wurde untersucht, ob es bezüglich der momentanen Kreditfinanzierungsmöglichkeiten einen Unterschied macht, zu welchen Bankengruppen die Hausbanken eines Unternehmens gehören. Nach Einschätzung der Befragungsteilnehmer sind private Geschäfts- und Landesbanken zurzeit besonders zurückhaltend bei der Kreditvergabe. Genossenschaftsbanken und Sparkassen werden hingegen als weniger restriktiv bewertet.

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Bibliographic Info

Article provided by Ifo Institute for Economic Research at the University of Munich in its journal ifo Schnelldienst.

Volume (Year): 62 (2009)
Issue (Month): 14 (07)
Pages: 32-34

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Handle: RePEc:ces:ifosdt:v:62:y:2009:i:14:p:32-34

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Related research

Keywords: Kreditgeschäft; Banken; Unternehmen; Deustchland;

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Cited by:
  1. Gärtner, Stefan, 2009. "Lehren aus der Finanzkrise: Räumliche Nähe als stabilisierender Faktor," Forschung Aktuell 08/2009, Institut Arbeit und Technik (IAT), Westfälische Hochschule, University of Applied Sciences.
  2. Artem Marjenko & Stefan Sauer & Klaus Wohlrabe, 2012. "Die Kredithürde: Deutsche Firmen trotz Eurokrise ohne Finanzierungsprobleme," Ifo Schnelldienst, Ifo Institute for Economic Research at the University of Munich, vol. 65(19), pages 42-46, October.
  3. Joachim Gürtler & Arno Städtler, 2009. "Ausrüstungsinvestitionen bleiben auf rasanter Talfahrt - Leasing-Geschäftsklima noch immer stark unterkühlt," Ifo Schnelldienst, Ifo Institute for Economic Research at the University of Munich, vol. 62(19), pages 31-34, October.
  4. Manuel Birnbrich, 2009. "Großhandel: Drastische Absatzeinbußen bremsen die Investitionsbereitschaft," Ifo Schnelldienst, Ifo Institute for Economic Research at the University of Munich, vol. 62(16), pages 49-52, 08.

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