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A Pension in Every Pot: Better Pensions for More Canadians

Author

Listed:
  • James Pierlot

    (Towers Perrin)

Abstract

With its Byzantine complexity and jurisdictional overlap, Canadian pension regulation makes it difficult for many workers to save enough for retirement. Access to retirement saving room is inequitably distributed between public and private sector workers. This paper offers some practical approaches to making Canada's private retirement saving system work – for everyone.

Suggested Citation

  • James Pierlot, 2008. "A Pension in Every Pot: Better Pensions for More Canadians," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 275, November.
    • Handle: RePEc:cdh:commen:275
    as

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    File URL: https://www.cdhowe.org/public-policy-research/pension-every-pot-better-pensions-more-canadians
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    Citations

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    Cited by:

    1. Randy Bauslaugh, 2014. "Target Benefit Plans: Improving Access for Federally Regulated Employees," e-briefs 186, C.D. Howe Institute.
    2. William B.P. Robson, 2010. "Cutting Through Pension Complexity: Easy Steps Forward for the 2010 Federal Budget," C.D. Howe Institute Backgrounder, C.D. Howe Institute, issue 126, February.
    3. Bruno Rainville & Nabil Annabi & Maxime Fougère & Bruno Rainville, 2011. "General Equilibrium Effects of Pension Reforms to Increase Retirement Income in Canada," EcoMod2011 2948, EcoMod.
    4. Malcolm P. Hamilton, 2014. "Evaluating Public-Sector Pensions: Are Federal Public Servants Overpaid?," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 405, April.
    5. William B.P. Robson, 2017. "Rethinking Limits on Tax-Deferred Retirement Savings in Canada," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 495, November.
    6. James Pierlot & Faisal Siddiqi, 2011. "Legal for Life: Why Canadians Need a Lifetime Retirement Saving Limit," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 336, October.
    7. James Pierlot & Alexandre Laurin, 2012. "Pooled Registered Pension Plans: Pension Saviour - or a New Tax on the Poor?," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 359, August.

    More about this item

    Keywords

    governance and public institutions; Canadian private retirement saving system;

    JEL classification:

    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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