IDEAS home Printed from https://ideas.repec.org/a/cai/refaef/ecofi_127_0297.html
   My bibliography  Save this article

Les comportements financiers des Européens pendant la crise

Author

Listed:
  • André Babeau

Abstract

The interpretation of the changes in the households savings rate is too often disconnected from resort to credit and from the different uses of their entire financial resources (savings and new credits). These uses are threefold: loans repayments, financial investments and direct financing of personal contributions in case of durable goods acquisitions. Admittedly, the necessary reconciliations require still scarce informations such as the amounts of the ?real? repayments. During the period 1995-2012, resort to credit has probably been one of the major determining factors of the Europeans savings behavior: credit ebbing from 2007 onwards has very often been associated with a surge in savings rate, but from the use of funds perspective with a financial investments decrease. Likewise international comparisons show that countries with a low savings rate (e.g. Portugal, Norway, United Kingdom) generally make a greater use of credit and highlight rather important financial investments. Classification JEL: D14, E21, G01, N14.

Suggested Citation

  • André Babeau, 2017. "Les comportements financiers des Européens pendant la crise," Revue d'économie financière, Association d'économie financière, vol. 0(3), pages 297-308.
    • Handle: RePEc:cai:refaef:ecofi_127_0297
    as

    Download full text from publisher

    File URL: http://www.cairn.info/load_pdf.php?ID_ARTICLE=ECOFI_127_0297
    Download Restriction: free
    File URL: http://www.cairn.info/revue-d-economie-financiere-2017-3-page-297.htm
    Download Restriction: free
    ---><---

    More about this item

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • G01 - Financial Economics - - General - - - Financial Crises
    • N14 - Economic History - - Macroeconomics and Monetary Economics; Industrial Structure; Growth; Fluctuations - - - Europe: 1913-

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cai:refaef:ecofi_127_0297. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Jean-Baptiste de Vathaire (email available below). General contact details of provider: https://www.cairn.info/revue-d-economie-financiere.htm .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.