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Banking Innovations Risk – Profitability Relationship In The Banking System Of The Republic Of Moldova

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Author Info

  • Stela Ciobu

    (ASEM)

  • Ivan Luchian

    (ASEM)

  • Alina Birladeanu

    (ASEM)

Registered author(s):

    Abstract

    The level of information technologies development in modern banks represents an essential factor in maintenance and consolidation of the position on the market. In this respect all Moldovan banks develop risk management policies with regard to banking IT’s and e-products and services, which they consider as the main part of banking innovations at the moment. The purpose of this article is to analyze each innovation (Information Security Services, Business Systems Controls, Business Continuity Management, IT Outsourcing, Information Systems Governance, IT Performance, Project Risk Management, IT Internal Audit) in terms of risks and benefits when these risks are managed properly.

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    File URL: http://economice.ulbsibiu.ro/RePEc/blg/reveco/4112ciobu&luchian&birladeanu.pdf
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    Bibliographic Info

    Article provided by Lucian Blaga University of Sibiu, Faculty of Economic Sciences in its journal Revista economica.

    Volume (Year): 41 (2008)
    Issue (Month): 4 ()
    Pages: 118-122

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    Handle: RePEc:blg:reveco:v:41:y:2008:i:4:p:108-117

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    Postal: Lucian Blaga University of Sibiu, Faculty of Economic Sciences Dumbravii Avenue, No.17, postal code 550324, Sibiu, Romania
    Phone: 004 0269 210375
    Fax: 004 0269 210375
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    Web page: http://economice.ulbsibiu.ro/
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    Related research

    Keywords: banking system; risk; information technologies;

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    1. Claessens, Stijn, 2006. "Competitive implications of cross-border banking," Policy Research Working Paper Series 3854, The World Bank.
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