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Stellungnahme zum Entwurf eines Gesetzes zur Absicherung stabiler und fairer Leistungen für Lebensversicherte

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  • Gründl, Helmut

Abstract

Der Entwurf eines Lebensversicherungsreformgesetz der Bundesregierung vom 04.06.2014 adressiert die Folgen der derzeitigen Niedrigzinsphase für Lebensversicherungunternehmen und Lebensversicherte. Helmut Gründl kommentiert die vorgeschlagene Regelung zu den Bewertungsreserven, die Regelung zur Ausschüttungssperre sowie die Regelung zum Höchstzillmersatz. Der Beitrag konzentriert sich auf die Auswirkungen der Vorschläge auf die Renditeerwartungen des Kollektivs der Versicherungsnehmer sowie auf die Anreize potentieller Eigenkapitalgeber, sich an Versicherungsunternehmen zu beteiligen.

Suggested Citation

  • Gründl, Helmut, 2014. "Stellungnahme zum Entwurf eines Gesetzes zur Absicherung stabiler und fairer Leistungen für Lebensversicherte," SAFE Policy Letters 29, Leibniz Institute for Financial Research SAFE.
    • Handle: RePEc:zbw:safepl:29
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    Keywords

    Lebensversicherungen; Solvency II; Bewertungsreserven; Niedrigzinsphase;
    All these keywords.

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