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Kontantpenningefterfrågan, betalningsmedel och teknisk utveckling

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  • Kokkola, Tom

Abstract

Undersökningen granskar betalningssystemets uppbyggnad och utveckling, speciellt den tekniska utvecklingens, institutionella förhållandens och valörsammansättningens inverkan på den cirkulerande kontantpenningmängden och dess delkomponenter. De estimerade modellerna indikerar att användningen av betalningskort har minskat allmänhetens kontantpenningefterfrågan med ca. 25 procent, medan däremot sedelautomaterna och bankernas kontantmedelkrediter har ökat bankernas kassahållning med aver 130 procent. Den internationella jämförelsen indikerar att den tekniska utvecklingens inverkan på efterfrågan- under 1970- och 1980- talet varierar från land till land, samt att den i jämförelse med Finland·har varit t.o.m. dubbelt större i vissa länder.

Suggested Citation

  • Kokkola, Tom, 1990. "Kontantpenningefterfrågan, betalningsmedel och teknisk utveckling," Bank of Finland Research Discussion Papers 10/1990, Bank of Finland.
  • Handle: RePEc:zbw:bofrdp:rdp1990_010
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