Evaluation of the Impact of Village Savings and Loan Associations Using a Novel Survey Instrument
AbstractFormal microfinance institutions have been an important tool in the fight against poverty in developing countries, but their reach is necessarily limited. Village Savings and Loan Associations (VSLAs) are an alternative, informal mechanism for saving and borrowing that do not require external capital or ongoing financial or administrative support from a founding organization. This paper evaluates the impact of VSLAs on their members and finds that long-term members fare better along multiple economic, nutritional, and health dimensions compared to a control group of recent joiners.
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Bibliographic InfoPaper provided by Wesleyan University, Department of Economics in its series Wesleyan Economics Working Papers with number 2012-003.
Length: 57 pages
Date of creation: Nov 2012
Date of revision:
microfinance; village savings and loans associations; Africa; Tanzania;
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