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Price policies and Price dispersion in the private healthcare insurance industry: The Catalan case

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  • Oliva, Martí
  • Carles Lavila, Misericòrdia

Abstract

We present an overlapping generations model that explains price dispersion among Catalonian healthcare insurance firms. The model shows that firms with different premium policies can coexist. Furthermore, if interest rates are low, firms that apply equal premium to all insureds can charge higher average prices than insurers that set premiums according to the risk of insured. Economic theory, health insurance, health economics.

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File URL: http://hdl.handle.net/2072/179617
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Bibliographic Info

Paper provided by Universitat Rovira i Virgili, Department of Economics in its series Working Papers with number 2072/179617.

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Date of creation: 2011
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Handle: RePEc:urv:wpaper:2072/179617

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Related research

Keywords: Assegurances de salut; Economia de la salut -- Catalunya; 338 - Situació econòmica. Política econòmica. Gestió; control i planificació de l'economia. Producció. Serveis. Turisme. Preus;

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