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Individual health insurance within the family : can subsidies promote family coverage?

Author

Listed:
  • Kanika Kapur
  • M. Susan Marquis
  • José J. Escarce

Abstract

This paper examines the role of price in health insurance coverage decisions within the family to guide policy in promoting whole family coverage. We analyze the factors that affect individual health insurance coverage among families, and explore family decisions about whom to cover and whom to leave uninsured. The analysis uses household data from California combined with abstracted individual health plan benefit and premium data. We find that premium subsidies for individual insurance would increase family coverage; however, their effect likely would be small relative to their implementation cost.

Suggested Citation

  • Kanika Kapur & M. Susan Marquis & José J. Escarce, 2007. "Individual health insurance within the family : can subsidies promote family coverage?," Open Access publications 10197/266, School of Economics, University College Dublin.
    • Handle: RePEc:ucn:oapubs:10197/266
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    File URL: http://hdl.handle.net/10197/266
    File Function: Open Access version, 2007
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    Cited by:

    1. Rosemary Hyson & Alice Zawacki, 2008. "Health-Related Research Using Confidential U.S. Census Bureau Data," Working Papers 08-21, Center for Economic Studies, U.S. Census Bureau.

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