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Financial Fragility in Japan: A Governance Issue

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Author Info
Akiyoshi Horiuchi (Faculty of Economics, University of Tokyo.)
Abstract

Since the beginning of the 1990s, Japan has been suffering from the serious problem of non-performing loans in the banking sector. The government have struggled with this problem for longer than half a decade without remarkable success. This paper tries to gi e an answer to the question why Japan has suffered from so serious bank crisis from the perspective of corporate governance. Needless to say, the bank is a corporation managers of which must be monitored and disciplined by some means in order to keep their managerial efficiency. However, this paper stresses the bank management has not effectively been controlled. The deficiency of governance in bank management led to the current bank crisis. In particular, the lack of effective governance in bank management could account for the delayed responses of banks to the crisis. This is the conclusion of this paper.

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File URL: http://www.e.u-tokyo.ac.jp/cirje/research/dp/98/cf5/contents.htm
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Paper provided by CIRJE, Faculty of Economics, University of Tokyo in its series CIRJE F-Series with number CIRJE-F-5.

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Length: 40 pages
Date of creation: Jun 1998
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Handle: RePEc:tky:fseres:98cf05

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Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Keeley, Michael C, 1990. "Deposit Insurance, Risk, and Market Power in Banking," American Economic Review, American Economic Association, vol. 80(5), pages 1183-1200, December. [Downloadable!] (restricted)
  2. Horiuchi, Akiyoshi & Katsutoshi Shimizu, 1998. ""Did Amakudari Undermine the Effectiveness of Regulator Monitoring in Japan?"," CIRJE F-Series 98-F-10, CIRJE, Faculty of Economics, University of Tokyo. [Downloadable!]
  3. Akiyoshi Horiuchi, 1996. "An Evaluation of Japanese Financial Liberalization: A Case Study of Corporate Bond Markets," NBER Chapters, in: Financial Deregulation and Integration in East Asia, NBER-EASE Volume 5, pages 167-192 National Bureau of Economic Research, Inc. [Downloadable!]
  4. Klein, Benjamin & Leffler, Keith B, 1981. "The Role of Market Forces in Assuring Contractual Performance," Journal of Political Economy, University of Chicago Press, vol. 89(4), pages 615-41, August. [Downloadable!] (restricted)
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  1. Milhaupt, Curtis-J, 1999. "Japan's Experience with Deposit Insurance and Failing Banks: Implications for Financial Regulatory Design?," Monetary and Economic Studies, Institute for Monetary and Economic Studies, Bank of Japan, vol. 17(2), pages 21-46, August. [Downloadable!]
  2. Joe Peek & Eric S. Rosengren, 1998. "Japanese banking problems: implications for Southeast Asia," Working Papers 98-7, Federal Reserve Bank of Boston. [Downloadable!]
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