Hanehalki Tasarruflarinin olculmesinde Enflasyon Guncellemesinin onemi

[TR] Bu calismada hanehalki tasarruflarinin dogru olculmesinde enflasyon guncellemesinin onemi arastirilmaktadir. Bu amac icin Turkiye Istatistik Kurumu (TUIK) tarafindan hazirlanan Hanehalki Butce Anketleri mikro-ekonomik verilerinden yararlanilmaktadir. Oncelikle, hanehalki tasarruflari hesaplanirken enflasyon guncellemesi yapilmadigi takdirde hanehalki tasarruflarinin gercekte oldugundan daha dusuk olculdugu gosterilmektedir. Ayrica, hanehalki tasarruflarinda enflasyon guncellemesi yapilmadigi takdirde olusan kayiplar hane reisinin yasi ve egitim duzeyi ile aile yapisina ve oturulan konutta mulkiyet durumuna gore incelenmistir. Hanehalki tasarruflarinda olusan kayiplarin orani genc hane reisine sahip ailelerde daha yuksektir. Buna ek olarak, genis aileler ile kiracilarin karsilastigi kayip oranlarinin daha fazla oldugu gozlenmistir. Diger yandan, hane reisinin egitim duzeyi arttikca hanehalki tasarruflarinda olusan kayiplarin orani azalmaktadir.[EN] The importance of inflation accounting in accurate measurement of household savings is being investigated in this study. For this purpose, micro-economic data from Household Budget Surveys, which are prepared by the Turkish Statistical Institute (TurkStat) are analyzed. First, it is shown that if inflation adjustment is not carried out when household savings are calculated, then household savings are estimated at a lower level than their true level. Moreover, the losses in household savings due to the lack of inflation adjustment are examined with respect to the age and education level of the household head, family type and tenure status in the residence. The rate of losses in household savings is higher in families with young household heads. Moreover, extended families and tenants experience higher loss rates. However, as the education level of the head of household increases, the rate of losses in household savings decreases.