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Pension Coverage, Retirement Status, and Earnings Replacement Rates Among a Cohort of Canadian Seniors


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  • Schellenberg, Grant
  • Ostrovsky, Yuri


Data from the Longitudinal Administrative Data (LAD) base are used to compare the retirement status and earnings replacement rates achieved by individuals who were, and individuals who were not, Registered Pension Plan members in 1991 and/or 1992, when they were in their mid-fifties. Among men in this cohort, the likelihood of being retired at age 70 to 72 was about 4 to 14 percentage points higher among pension plan members than non-members. Data used for the study do not provide information on why RPP non-members tend to retire later than do members. Among retired individuals, earnings replacement rates did not differ significantly between RPP members and non-members.

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Bibliographic Info

Paper provided by Statistics Canada, Analytical Studies Branch in its series Analytical Studies Branch Research Paper Series with number 2009321e.

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Date of creation: 23 Dec 2009
Date of revision:
Handle: RePEc:stc:stcp3e:2009321e

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Keywords: Income; pensions; spending and wealth; Pension plans and funds and other retirement income programs; Seniors;

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Cited by:
  1. Robert L. Brown, 2010. "Economic Security in an Aging Canadian Population," Social and Economic Dimensions of an Aging Population Research Papers 268, McMaster University.
  2. Kevin D. Moore & William Robson & Alexandre Laurin, 2010. "Canada’s Looming Retirement Challenge: Will Future Retirees Be Able to Maintain Their Living Standards upon Retirement?," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 317, December.
  3. Robert L. Brown, 2011. "Economic Security in an Aging Canadian Population," Social and Economic Dimensions of an Aging Population Research Papers 285, McMaster University.


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