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Les coopératives d’épargne et de crédit en microfinance face aux problématiques de gouvernance et de croissance

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Author Info
Anaïs Périlleux () (Center for European Research in Microfinance, Centre Emile Bernheim, Solvay Business School, Université Libre de Bruxelles, Brussels.)

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Abstract

Avec plus de 59 millions de membres et encore en pleine croissance, les coopératives d’épargne et de crédit (coopec) dans les pays du Sud font pourtant l’objet de relativement peu d’attention au sein du secteur de la microfinance. Les principales critiques adressées à ces organisations concernent les faiblesses de leur gouvernance. Leur fonctionnement démocratique et les spécificités qui en découlent ont de nombreux avantages mais complexifient la gouvernance. Cet article synthétise les problèmes de gouvernance et les défis induits par la croissance des coopec. Il analyse ensuite les mécanismes existant pour y faire face à l’aide d’une adaptation de la théorie de Charreaux.

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File URL: http://www.solvay.edu/EN/Research/Bernheim/documents/wp08025.pdf
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File Function: First version, 2008
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Publisher Info
Paper provided by Université Libre de Bruxelles, Solvay Brussels School of Economics and Management, Centre Emile Bernheim (CEB) in its series Working Papers CEB with number 08-025.RS.

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Length: 32 pages
Date of creation: Sep 2008
Date of revision:
Handle: RePEc:sol:wpaper:08-025

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Keywords: Coopérative; gouvernance; croissance; microfinance; coopec; conflit d’intérêt; différentiel de pouvoir; théorie de l’agence; mécanismes de gouvernance; contrôle par les membres.;

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This page was last updated on 2009-11-26.


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