The main aim of this paper is to demonstrate the relationship between changes in the ownership structure and the development of life insurance companies in Poland. The simple regression model is used to reveal the relation. The findings of this study, that the solvency ratio, overall indebtedness ratio, premiums retention ratio and profitability ratio on technical activity and sales are positively related with the changes in the share of foreign capital and especially that the claims ratio is negatively related, suggest that foreign investments have greatly influenced the development of the life insurance industry in Poland during the transition period.
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Paper provided by CENTRE FOR THE STUDY OF ECONOMIC AND SOCIAL CHANGE IN EUROPE,School of Slavonic and East European Studies,University College London (SSEES,UCL) in its series Working Papers with number
63 JEL classification: G32, C1 Key words: ownership structure, insurance, performance.