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The True Distortions in the With Profits Market "If disclosure is not the problem, then more information is not the answer"

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  • Andrew Godley

    ()
    (School of Business, University of Reading)

Abstract

The Financial Services Authority’s review of With Profits policies has been motivated by a perception that consumer understanding of these products is insufficiently developed. This paper suggests that these concerns have not so much been overstated as misguided. With profits policies are complicated but consumers don’t need to understand them.

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File URL: http://www.icmacentre.ac.uk/pdf/discussion/DP2002-16.pdf
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Bibliographic Info

Paper provided by Henley Business School, Reading University in its series ICMA Centre Discussion Papers in Finance with number icma-dp2002-16.

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Length: 10 pages
Date of creation: May 2002
Date of revision:
Handle: RePEc:rdg:icmadp:icma-dp2002-16

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Postal: PO Box 218, Whiteknights, Reading, Berks, RG6 6AA
Phone: +44 (0) 118 378 8226
Fax: +44 (0) 118 975 0236
Web page: http://www.henley.reading.ac.uk/
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  1. Andrew Godley, 2002. ""Best-advice" and the "true" mortgate term. Actuaries' endowment advice principles revisited," ICMA Centre Discussion Papers in Finance icma-dp2002-01, Henley Business School, Reading University.
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