IDEAS home Printed from https://ideas.repec.org/p/pra/mprapa/88945.html
   My bibliography  Save this paper

İnsani Finans ve Değerler
[Humanitarian Finance and Values]

Author

Listed:
  • Korkut, Cem
  • Kar, Muhsin

Abstract

Finans sektörü veyahut finansal sistem denildiğinde çoğu insanın aklına bankalar gelmektedir. İnsanların birikimlerini değerlendirmek için kullandıkları bankalar, bu birikimleri ihtiyacı olanlara belirli bir faiz yahut kâr payı ile tahsis edip bir nevi fon akışı sağlamaktadır. Bu sistemde sadece bankalar yoktur. Finansal Kiralama Şirketleri, faktoring ve finansman şirketleri de finansal sistem içerisinde yer alan diğer kurumlardır. Fakat tüm bu kurumların temel işlevleri aynı temel prensip ile çalışmaktadır. Bu temel ilke, fazla birikimleri toplamak, toplanan birikimleri ihtiyacı olanlara kullandırmak, fazla birikimleri olanlara ödenen faiz veya kâr payı ile bu birikimleri kullananlardan alınan faiz veya kâr payı arasındaki farktan kâr elde etmeye dayanmaktadır. Her ne kadar bankacılık finansal sistemin temelini oluşturuyor olsa da bankacılık dışı finansal sektör de tüm dünyada hızlı bir şekilde gelişmektedir. Görevi sadece toplanan fonları değerlendirmek ve ihtiyacı olanlara borç olarak çeşitli yol ve yöntemler ile vermek olan finansal sistem sadece finans boyutu ile sınırlı kalmamaktadır. Dünyada finansal sektörün boyutu ve etkisi yüksek oranlara ulaşmıştır. Özellikle sermaye hareketleri finansal sisteme entegre olmuş gelişmekte olan ülkeleri fazlasıyla etkilemekte ve ekonomik olarak büyümeyi teşvik edici yönleri olduğu gibi dışa açıklık dış finansal operasyonlara da açıklığı beraberinde getirmektedir. Ülke içerisindeki enflasyon seviyesi, faiz oranı ve döviz kuru, küresel finansal sistemdeki değişikliklere, sermaye hareketlerine veyahut ülkeye yapılan finansal operasyonlara bağlıdır. Dolayısı ile dünyada finansal sistemi yani sermayeyi elinde tutanların gücü sadece iktisadi anlamda değil aynı zamanda siyasal anlamda da yüksektir. Özellikle ülke içerisindeki siyasi seçimler iktisadi hayatla yakından ilişkiliyken sermaye sahiplerinin ekonomik hayata rahatlıkla müdahale edecek bir güce ulaşmaları ahlaki sorunlar kadar egemenlik sorunlarını ortaya çıkarmıştır. Niceliksel büyümeler beraberinde niteliksel düzenlemeleri ve kontrolü getirmediği için dünyada yaşanan 2008 Küresel Finans Krizi ve 2001 yılında Türkiye’de yaşadığımız finansal kriz gibi kontrolün tamamen piyasaya bırakılmasının yol açtığı sadece finansal sektörle sınırlı kalmayarak tüm sektörleri içerisine alan iktisadi ve sosyal hayata da olumsuz etkilerini gördüğümüz krizler ile karşılaşmak kaçınılmaz olmuştur.

Suggested Citation

  • Korkut, Cem & Kar, Muhsin, 2018. "İnsani Finans ve Değerler [Humanitarian Finance and Values]," MPRA Paper 88945, University Library of Munich, Germany, revised 01 Feb 2018.
    • Handle: RePEc:pra:mprapa:88945
    as

    Download full text from publisher

    File URL: https://mpra.ub.uni-muenchen.de/88945/1/MPRA_paper_88945.pdf
    File Function: original version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Mehmet Asutay, 2007. "Conceptualisation Of The Second Best Solution In Overcoming The Social Failure Of Islamic Banking And Finance: Examining The Overpowering Of Homoislamicus By Homoeconomicus," IIUM Journal of Economics and Management, IIUM Journal of Economis and Management, vol. 15(2), pages 167-176, December.
    2. Bulut, Mehmet & Korkut, Cem, 2016. "Finansal İstikrar ve Para Vakıfları Etkisi: Rumeli Para Vakıfları Örnekleri [Financial Stability and Cash Waqfs: Samples of Rumelia Cash Waqfs]," MPRA Paper 73902, University Library of Munich, Germany.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Mohamed Albaity & Mahfuzur Rahman, 2021. "Customer Loyalty towards Islamic Banks: The Mediating Role of Trust and Attitude," Sustainability, MDPI, vol. 13(19), pages 1-19, September.
    2. Eddy Yusof, Ezry Fahmy & Kashoogie, Jhordy & Anwar Kamal, Asim, 2009. "Islamic Finance: Debt versus Equity Financing in the Light of Maqasid al-Shari'ah," MPRA Paper 20722, University Library of Munich, Germany.
    3. Hamidi, M. Luthfi & Worthington, Andrew C., 2018. "Islamic Social Banking: The Way Forward," Jurnal Ekonomi Malaysia, Faculty of Economics and Business, Universiti Kebangsaan Malaysia, vol. 52(1), pages 179-190.
    4. Elena Platonova & Mehmet Asutay & Rob Dixon & Sabri Mohammad, 2018. "The Impact of Corporate Social Responsibility Disclosure on Financial Performance: Evidence from the GCC Islamic Banking Sector," Journal of Business Ethics, Springer, vol. 151(2), pages 451-471, August.
    5. repec:abd:kauiea:v:30:y:2017:i:1:p:21-36 is not listed on IDEAS
    6. Baha Mücahid ŞAHİN, 2020. "The Effect of Interest and Rent Income of the Foundations of Ottoman Istanbul Eyüp Region on Cash Capitals: Panel Data Analysis (1769-1773)," Istanbul Journal of Economics-Istanbul Iktisat Dergisi, Istanbul University, Faculty of Economics, vol. 70(1), pages 183-203, June.
    7. Zein Muttaqin, 2019. "The Nature of Excessive Behavior (ISRAF) in the Islamic Economic Framework," GATR Journals jber169, Global Academy of Training and Research (GATR) Enterprise.
    8. Arman Mergaliyev & Mehmet Asutay & Alija Avdukic & Yusuf Karbhari, 2021. "Higher Ethical Objective (Maqasid al-Shari’ah) Augmented Framework for Islamic Banks: Assessing Ethical Performance and Exploring Its Determinants," Journal of Business Ethics, Springer, vol. 170(4), pages 797-834, May.
    9. Murat Yaş & Ahmet Faruk Aysan & Mohamed Eskandar Shah Mohd Rasid, 2022. "Are religious investors financially smart? evidence from equity funds," Journal of Asset Management, Palgrave Macmillan, vol. 23(1), pages 33-45, February.
    10. Stapah @ Salleh, Maisyarah & Possumah, Bayu Taufiq & Ahmat, Nizam, 2021. "The Impact of Financing Contracts on the Profitability of Islamic Banks," Jurnal Ekonomi Malaysia, Faculty of Economics and Business, Universiti Kebangsaan Malaysia, vol. 55(3), pages 149-164.
    11. Abdulkader Cassim Mahomedy, 2013. "Islamic economics: still in search of an identity," International Journal of Social Economics, Emerald Group Publishing Limited, vol. 40(6), pages 556-578, May.
    12. Korkut, Cem & Bulut, Mehmet, 2017. "XV. ve XIX. Yüzyıllar Arasında Osmanlı Para Vakıfları ve Modern Finans Kurumlarının Karşılaştırılması [A Comparison between Ottoman Cash Waqfs and Modern Financial Institutions between 15th and 19t," MPRA Paper 84204, University Library of Munich, Germany.
    13. Muhammad Nouman & Karim Ullah & Saleem Gul, 2018. "Why Islamic Banks Tend to Avoid Participatory Financing? A Demand, Regulation, and Uncertainty Framework," Business & Economic Review, Institute of Management Sciences, Peshawar, Pakistan, vol. 10(1), pages 1-32, March.
    14. Jasim Al‐Ajmi & Hameeda Abo Hussain & Nadhem Al‐Saleh, 2009. "Clients of conventional and Islamic banks in Bahrain," International Journal of Social Economics, Emerald Group Publishing Limited, vol. 36(11), pages 1086-1112, September.
    15. Ezzedine Ghlamallah, 2023. "Sustainable Development And Islamic Economics Paradigms Compared," Post-Print hal-04363875, HAL.
    16. Mehmet Asutay & Noor Zahirah Mohd Sidek, 2021. "Political economy of Islamic banking growth: Does political regime and institutions, governance and political risks matter?," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(3), pages 4226-4261, July.
    17. Mehmet Asutay & Primandanu Febriyan Aziz & Banjaran S. Indrastomo & Yusuf Karbhari, 2023. "Religiosity and Charitable Giving on Investors’ Trading Behaviour in the Indonesian Islamic Stock Market: Islamic vs Market Logic," Journal of Business Ethics, Springer, vol. 188(2), pages 327-348, November.
    18. Mehmet Asutay, 2013. "The development of Islamic banking in Turkey: regulation, performance and political economy," Chapters, in: Valentino Cattelan (ed.), Islamic Finance in Europe, chapter 15, pages 213-227, Edward Elgar Publishing.
    19. Valentino Cattelan, 2017. "Legal Pluralism, Property Rights and the Paradigm of Islamic Economics التعددية القانونية وحقوق الملكية والنموذج الإرشادي للاقتصاد الإسلامي," Journal of King Abdulaziz University: Islamic Economics, King Abdulaziz University, Islamic Economics Institute., vol. 30(1), pages 21-36, January.
    20. M. Kabir Hassan & Md Nurul Islam Sohel & Tonmoy Choudhury & Mamunur Rashid, 2024. "A systematic literature review of risks in Islamic banking system: research agenda and future research directions," Risk Management, Palgrave Macmillan, vol. 26(1), pages 1-29, February.
    21. Wolters, Alexander, 2013. "Islamic finance in the states of Central Asia: Strategies, institutions, first experiences," PFH Forschungspapiere/Research Papers 2013/01, PFH Private University of Applied Sciences, Göttingen.

    More about this item

    Keywords

    İnsani Finans İslami Finans İslami Bankacılık İslam İktisadı İslam Ekonomisi Değerler Humanitarian Finance Islamic Finance Islamic Banking Islamic Economics Values;

    JEL classification:

    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • P4 - Political Economy and Comparative Economic Systems - - Other Economic Systems
    • P5 - Political Economy and Comparative Economic Systems - - Comparative Economic Systems
    • Z12 - Other Special Topics - - Cultural Economics - - - Religion

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:88945. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joachim Winter (email available below). General contact details of provider: https://edirc.repec.org/data/vfmunde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.