In this paper in attempt has been made to propose some strategic measures which are important for the survival of financial institutions in the 21st century. The study points out that liberalization and globalization offered many opportunities to financial institutions to provide wider range of financial and adviser services for their management. The study stressed that banks and NBFIs in Pakistan must used the modern communication, human resource management should be strengthen, SMEs, rural banking, participatory banking and infrastructure finance needed special attentions. Furthermore management of NPAs, development of securities markets and related issues should also be taken into account
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Paper provided by University Library of Munich, Germany in its series MPRA Paper with number
6525.