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Instrumentos híbridos de capitalizacion bancaria
[Hybrid instruments for bank capitalization]

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Author Info
Delfiner, Miguel
Pailhé, Cristina

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Abstract

This paper reviews the markets and regulatory framework for hybrid financial instruments, with special focus on the recent regulatory changes allowing banks in Argentina to hold these instruments as regulatory capital. These assets refer to a wide family of instruments which have the structure of bonds, but incorporate equity-like features such as interest deferral, profound subordination, and long dated tenor. In 1998 the Basel Committee on Banking Supervision established minimum requirements and limits for these instruments to be included in Tier 1 capital. As a consequence markets for hybrids expanded considerably, and they were admitted in Canada, the United States and various Asian and European countries. In the Latin-American region they were admitted in Brazil and Mexico, and as from 2006 also in Argentina. In addition, these securities are described from the viewpoint of investors, focusing on risk and related costs, which contributes to the understanding of the regulation that applies to them.

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File URL: http://mpra.ub.uni-muenchen.de/1567/
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Publisher Info
Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 1567.

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Date of creation: Dec 2006
Date of revision: Dec 2006
Handle: RePEc:pra:mprapa:1567

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Related research
Keywords: Hybrid instruments regulatory capital Basel Capital Accord

Find related papers by JEL classification:
G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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This page was last updated on 2008-11-17.


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