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The Simplified Mortgage and Recorded Title ('SMART') Act of 2019

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  • Hockett, Robert C.
  • Library, Cornell

Abstract

We design a digital home mortgage and title registry system, overseen by a new public sector entity, to provide clearing and settlement efficiencies in mortgage-related instruments comparable to those enabled by the Depository Trust Company (‘DTC’) in other investment securities. We believe such a system to be a prerequisite to the return of a safe, transparent, and liquid ‘private’ secondary market in mortgage loans.

Suggested Citation

  • Hockett, Robert C. & Library, Cornell, 2019. "The Simplified Mortgage and Recorded Title ('SMART') Act of 2019," LawArXiv a3pj5, Center for Open Science.
    • Handle: RePEc:osf:lawarx:a3pj5
    DOI: 10.31219/osf.io/a3pj5
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