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Perbandingan Sebelum Pemberian Kredit Dengan Sesudah Adanya Pemberian Kredit Mikro Sumut Sejahtera Ii Terhadap Perkembangan Bisnis Umkm Di Simpang Kwala Medan

Author

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  • Aditi, Bunga

    (Sekolah Tinggi Ilmu Ekonomi Harapan)

Abstract

Implementation of Microcredit Sumatra Prosperous II guided by the manual instructions in awarding credit on Microcredit Sumatra Prosperous II. The purpose of this study was to determine and analyze to determine and analyze the comparison before giving credit after the administration of Microcredit Sumatra II on the development of the business Prosperous Small Medium Micro Enterprises in Kwala Simpang Medan.Pengumpulan data in this research is conducted through a survey approach with quantitative descriptive research by spreading the questionnaire. Data analysis method used is to use surgical test using SPSS software. The results showed the simultaneous realization of loans, ease of procedures, speed of execution and credit requirements simultaneously positive and significant impact on the Improvement of Small Micro. Partially credit realization, ease of procedures, speed of execution and significant effect on the credit terms Increased PT Bank Micro, Small and Kwala Simpang Branch Medan North Sumatra. Results of research for the variable Before Lending (X1) is known Ho is rejected while H1 accepted, meaning the Microcredit Sumatra after the administration of the development of business Prosperous II Small Medium Micro Enterprises develops. This means that with the provision of Microcredit Sumatra Prosperous II the development of business increased Micro Small Medium and increase the number of customers who were shopping at Kwala Simpang Medan

Suggested Citation

  • Aditi, Bunga, 2016. "Perbandingan Sebelum Pemberian Kredit Dengan Sesudah Adanya Pemberian Kredit Mikro Sumut Sejahtera Ii Terhadap Perkembangan Bisnis Umkm Di Simpang Kwala Medan," INA-Rxiv 8knas, Center for Open Science.
    • Handle: RePEc:osf:inarxi:8knas
    DOI: 10.31219/osf.io/8knas
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