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Research and Impacts of Digital Financial Services

Author

Listed:
  • Dean Karlan
  • Jake Kendall
  • Rebecca Mann
  • Rohini Pande
  • Tavneet Suri
  • Jonathan Zinman

Abstract

A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures and on products and innovations that address specific mechanisms underlying them. We conclude by highlighting open areas for future work.

Suggested Citation

  • Dean Karlan & Jake Kendall & Rebecca Mann & Rohini Pande & Tavneet Suri & Jonathan Zinman, 2016. "Research and Impacts of Digital Financial Services," NBER Working Papers 22633, National Bureau of Economic Research, Inc.
    • Handle: RePEc:nbr:nberwo:22633
    Note: DEV LE
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    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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