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Measuring the Effects of the 1978 Quebec Automobile Insurance Act with the Drag Model

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  • Gaudry, M.

Abstract

In This Paper, We Summarize the Various Effects on Road Safety of the New Automobile Insurance Regime Introduced in the Province of Quebec on March 1, 1978, As These Effects Are Estimated by the Drag Model of the Demand for Road Use, Accidents and Their Gravity. to This End, We Provide a Short Overview of the Drag Model Structure and Methodology Described At Length in a Number of Technical Reports and Explain How Changes Brought About by the New Law Are Taken Into Account in the Model. We Briefly Present Estimates of the Effects, Such As: an Increase in Accidents with Material Damages Only of 11.0%, an Increase in Injuries of 26.8%. We Argue That These Partial Estimates Are Conservative When Compared to Results of Visual Analyses and the Experience of Automobile Insurance Companies

Suggested Citation

  • Gaudry, M., 1986. "Measuring the Effects of the 1978 Quebec Automobile Insurance Act with the Drag Model," Cahiers de recherche 8644, Universite de Montreal, Departement de sciences economiques.
    • Handle: RePEc:mtl:montde:8644
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    Cited by:

    1. Khazzoom, J. Daniel, 2000. "What We Know About Uninsured Motorists and How Well We Know What We Know," Discussion Papers 10533, Resources for the Future.
    2. Khazzoom, J. Daniel, 2000. "Pay-At-The-Pump Auto Insurance," Discussion Papers 10906, Resources for the Future.

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