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Les déterminants de la décision de syndication bancaire en France

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Author Info
Christophe J. Godlewski () (Laboratoire de Recherche en Gestion et Economie, Université Louis Pasteur)

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Abstract

On étudie dans cet article les facteurs susceptibles d’influencer la décision de syndiquer un prêt bancaire en France sur la période 1990-2006. On propose un modèle empirique de la syndication bancaire en intégrant les caractéristiques du contrat de prêt ainsi que des variables de structure bancaire et financière. La taille, le type, le motif et le taux de référence du prêt exercent une influence significative sur la décision de syndication. Celle-ci est également influencée par le développement du marché de la dette. Il apparaît que la décision de syndiquer un prêt bancaire en France est principalement motivée par les avantages en terme de diversification et de transfert du risque, par le financement d’objectif spécifique et par les revenus du spread.

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Publisher Info
Paper provided by Laboratoire de Recherche en Gestion et Economie, Université de Strasbourg (France) in its series Working Papers of LaRGE (Laboratoire de Recherche en Gestion et Economie) with number 2007-02.

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Date of creation: 2007
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Handle: RePEc:lar:wpaper:2007-02

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Related research
Keywords: Banque; prêt; syndication; France; logit.;

Find related papers by JEL classification:
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages
C25 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Discrete Regression and Qualitative Choice Models

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This page was last updated on 2009-12-10.


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