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Estimating Intertemporal Allocation Parameters using Simulated Residual Estimation

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Author Info
Sule Alan (York University, Canada)
Martin Browning (Institute of Economics, University of Copenhagen)

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Abstract

There is widespread agreement that given currently available data, we cannot accurately estimate the parameters of intertemporal allocation using GMM on Euler equations, whether they be exact or approximate. Our reading of this literature and our own results is that this is a small sample (strictly, short panel) problem. The alternative seems to be to move to full structural modelling. In the current state of the art this is cumbersome, fragile and unable to deal with significant heterogeneity. We present a novel structural estimation procedure that is based on simulating expectation errors; we refer to it as Simulated Residual Estimation (SRE). We develop variants of the basic procedure that allow us to account for measurement error in consumption, the 'news' in interest rate realisations and for heterogeneity in discount factors. An investigation of the small sample properties of the SRE estimator indicates that it dominates GMM estimation of both exact and approximate Euler equations in the case when we have short panels and noisy consumption data. An empirical application to two panels drawn from the PSID are presented. The results are very encouraging. We find that we can estimate the parameters of intertemporal allocation much more precisely than with a conventional GMM on a log-linearised model. For example, we find that the 95% confidence interval for the EIS is [0.27, 0.70] for the more educated whereas the IGMM confidence intervals are [-0.38, 0.90] and [-3.78, 6.22] for the linearized and nonlinear models respectively. Moreover, the parameter estimates seem quite reasonable. For example, we find discount factors that are less than, but close to unity. We also find a higher discount factor for the more educated group. We find that the more educated have a higher CRRA which we interpret to indicate that the constant EIS assumption of the iso-elastic form is rejected. Finally, we present results for a model that allows for heterogeneity in the discount factor within education groups. We reject strongly the homogeneity assumption and find that discount rates vary significantly within groups.

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Paper provided by University of Copenhagen. Department of Economics. Centre for Applied Microeconometrics in its series CAM Working Papers with number 2003-03.

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Length: 39 pages
Date of creation: Mar 2003
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Handle: RePEc:kud:kuieca:2003_03

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  2. Martin Browning & Annamaria Lusardi, 1996. "Household Saving: Micro Theories and Micro Facts," Discussion Papers 96-01, University of Copenhagen. Department of Economics.
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  4. Hansen, Lars Peter & Heaton, John & Yaron, Amir, 1996. "Finite-Sample Properties of Some Alternative GMM Estimators," Journal of Business & Economic Statistics, American Statistical Association, vol. 14(3), pages 262-80, July.
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  7. Karen E. Dynan, 1993. "How prudent are consumers?," Working Paper Series / Economic Activity Section 135, Board of Governors of the Federal Reserve System (U.S.).
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  9. Gallant, A. Ronald & Tauchen, George, 1996. "Which Moments to Match?," Econometric Theory, Cambridge University Press, vol. 12(04), pages 657-681, October. [Downloadable!]
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  14. repec:cup:etheor:v:12:y:1996:i:4:p:657-81 is not listed on IDEAS
  15. Sydney Ludvigson & Christina H. Paxson, 2001. "Approximation Bias In Linearized Euler Equations," The Review of Economics and Statistics, MIT Press, vol. 83(2), pages 242-256, May. [Downloadable!] (restricted)
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  16. Javier Alvarez & Martin Browning & Mette Ejrnæs, 2002. "Modelling income processes with lots of heterogeneity," 10th International Conference on Panel Data, Berlin, July 5-6, 2002 D2-3, International Conferences on Panel Data. [Downloadable!]
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  17. Carroll, Christopher D. & Samwick, Andrew A., 1997. "The nature of precautionary wealth," Journal of Monetary Economics, Elsevier, vol. 40(1), pages 41-71, September. [Downloadable!] (restricted)
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(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Sule Alan, 2004. "Precautionary Wealth and Portfolio Allocation: Evidence from Canadian Microdata," Social and Economic Dimensions of an Aging Population Research Papers 117, McMaster University. [Downloadable!]
  2. Thomas Crossley & Hamish Low, 2005. "Unexploited connections between intra- and inter-temporal allocation," IFS Working Papers W05/25, Institute for Fiscal Studies. [Downloadable!]
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  3. Thomas Crossley & Hamish Low, 2005. "Borrowing constraints, the cost of precautionary saving and unemployment insurance," IFS Working Papers W05/02, Institute for Fiscal Studies. [Downloadable!]
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  4. Mario Padula, 2008. "An approximate consumption function," Working Papers 2008_24, University of Venice "Ca' Foscari", Department of Economics. [Downloadable!]
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  5. Sule Alan, 2005. "Entry Costs and Stock Market Participation Over the Life Cycle," Working Papers 2005_1, York University, Department of Economics. [Downloadable!]
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  6. Sule Alan & Orazio Attanasio & Martin Browning, 2005. "Estimating Euler Equations with Noisy Data: Two Exact GMM Estimators," CAM Working Papers 2005-10, University of Copenhagen. Department of Economics. Centre for Applied Microeconometrics. [Downloadable!]
    Other versions:
  7. Naeem Ahmed & Matthew Brzozowski & Thomas F. Crossley, 2005. "Measurement Errors in Recall Food Expenditure Data," Social and Economic Dimensions of an Aging Population Research Papers 133, McMaster University. [Downloadable!]
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  8. Thomas Crossley & Hamish Low, 2004. "When Might Unemployment Insurance Matter?," Department of Economics Working Papers 2004-04, McMaster University. [Downloadable!]
  9. Naeem Ahmed & Matthew Brzozowski & Thomas Crossley, 2006. "Measurement errors in recall food consumption data," IFS Working Papers W06/21, Institute for Fiscal Studies. [Downloadable!]
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