IDEAS home Printed from https://ideas.repec.org/p/iim/iimawp/wp00248.html
   My bibliography  Save this paper

Rural Banks for Rural Development: The Indian Experiment

Author

Listed:
  • Wadhva Charan D

Abstract

The establishment of the new institution of the regional rural banks (RRBs) in India since 1975 has aroused a great deal of interest and controversy among the policy-makers and observers of the Indian economy. The purpose of this paper is to examine the background and salient features of the scheme for establishing the RRBs and to evaluate their performance. The paper concludes that the RRBs have been set up for meeting a distinctive objective and felt need in the area of rural credit. They may be identified as the development banks of the rural poor in India. These banks have had to work under several constraints some of which were totally beyond their control. Due credit must be given to the RRBs and their sponsoring banks for having achieved some tangible results within a short period of time. The paper cites the experience of the working of two RRBs as case studies. Based on the experience gained so far, this paper presents a case for reorganizing the working of the RRBs along certain lines for strengthening their role so that they can achieve the objectives for which they have been set up.

Suggested Citation

  • Wadhva Charan D, 1977. "Rural Banks for Rural Development: The Indian Experiment," IIMA Working Papers WP1977-08-01_00248, Indian Institute of Management Ahmedabad, Research and Publication Department.
    • Handle: RePEc:iim:iimawp:wp00248
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:iim:iimawp:wp00248. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/eciimin.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.