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PRATIQUES FINANCIERES DECENTRALISEES ETRECOMPOSITION DES SYSTEMES FINANCIERS AFRICAINSL'évolution de la finance informelle et ses conséquences sur l'évolution des systèmes financiers

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  • Michel Lelart

    ()
    (LEO - Laboratoire d'économie d'Orleans - CNRS : UMR6221 - Université d'Orléans)

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    Abstract

    Les années 80 ont été marquées par l'émergence de la finance informelle. Depuis quelques années c'est la microfinance que l'on voit apparaître et progresser dans la plupart des pays en voie de développement, en Afrique, en Asie, en Amérique latine... Cet article s'interroge sur les raisons de cette évolution et de la montée en puissance des institutions de microfinance. Il analyse quelques-uns des problèmes posés par les nouvelles institutions : quelle réglementation leur appliquer, quelles peuvent être leurs relations avec les banques et leur place au sein des systèmes financiers...?

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    File URL: http://halshs.archives-ouvertes.fr/docs/00/06/42/71/PDF/lelart_pratiques_Cotonou_2002.pdf
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    Bibliographic Info

    Paper provided by HAL in its series Post-Print with number halshs-00009834.

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    Date of creation: 02 Apr 2002
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    Publication status: Published, Mondes en développement, 2002, Tome 3, 9-20
    Handle: RePEc:hal:journl:halshs-00009834

    Note: View the original document on HAL open archive server: http://halshs.archives-ouvertes.fr/halshs-00009834/en/
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    Keywords: Finance informelle ; micro-finance ; micro-crédit ; système financier;

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