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Women self-perception and access to credit: The power of role models

Author

Listed:
  • Caroline Perrin

    (Universiteit Utrecht / Utrecht University [Utrecht])

  • Jérémie Bertrand

    (LEM - Lille économie management - UMR 9221 - UA - Université d'Artois - UCL - Université catholique de Lille - Université de Lille - CNRS - Centre National de la Recherche Scientifique)

  • Paul-Olivier Klein

    (UJML - Université Jean Moulin - Lyon 3 - Université de Lyon)

Abstract

This study demonstrates how female role model encourages women-led firms to apply for a credit. Employing a sample of 29,157 firms from 112 countries between 2009 and 2020, our results indicate that the exposure to a female political leader offsets the likelihood for woman-led firms to be discouraged. This is explained by reduced emotional barriers to apply for a credit and is function of the personal status of the role model and its proximity with the female CEO.

Suggested Citation

  • Caroline Perrin & Jérémie Bertrand & Paul-Olivier Klein, 2023. "Women self-perception and access to credit: The power of role models," Post-Print hal-04278593, HAL.
    • Handle: RePEc:hal:journl:hal-04278593
    DOI: 10.1016/j.frl.2023.104426
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