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Perceived risk of mobile banking among moroccan consumers: which measurement instrument? mobile banking among moroccan consumers: which measurement instrument?
[Le risque perçu par le consommateur marocain vis-a-vis du mobile banking, quel instrument de mesure ?]

Author

Listed:
  • Boualou Soukaina

    (UIT - Université Ibn Tofaïl)

  • Najwa Dorhmi

    (UIT - Université Ibn Tofaïl)

  • Pr. Ilham El Haraoui

    (UIT - Université Ibn Tofaïl)

Abstract

Perceived risk has been the focus of several researches in consumer behavior's field, particularly in light of the rise of new technologies and, specially, mobile phones, notably in the banking industry, where banks constantly strive to solicit the trust of their customers in order to encourage them to use the services offered on mobile applications. Our research outcomes have enabled the development of a valid and reliable measure instrument of perceived risk's concept. This instrument comprises six 6 items covering time risk, social risk, privacy risk and security risk,. However, we decided to exclude three items from the initial list, one related to the social aspect and two related to the performance of mobile banking applications.

Suggested Citation

  • Boualou Soukaina & Najwa Dorhmi & Pr. Ilham El Haraoui, 2023. "Perceived risk of mobile banking among moroccan consumers: which measurement instrument? mobile banking among moroccan consumers: which measurement instrument? [Le risque perçu par le consommateur ," Post-Print hal-04185120, HAL.
  • Handle: RePEc:hal:journl:hal-04185120
    DOI: 10.5281/zenodo.8270237
    Note: View the original document on HAL open archive server: https://hal.science/hal-04185120
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    Keywords

    Perceived risk; Mobile banking; consumer behavior; measurement instrument; Moroccan bank’s client; e risque perçu; services bancaires mobile; comportement du consommateur; instrument de mesure; client bancaire marocain;
    All these keywords.

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