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Credit cooperatives in Bulgaria and Romania: Historical development and contemporary challenges

Author

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  • Tsvetelina Marinova

    (LEFMI - Laboratoire d’Économie, Finance, Management et Innovation - UR UPJV 4286 - UPJV - Université de Picardie Jules Verne)

Abstract

The paper aims at exploring the emergence and evolution of cooperative credit institutions (particularly agricultural credit cooperatives and rural popular banks) in two Balkan countries (Bulgaria and Romania) during different periods of their socioeconomic development (Ottoman, capitalist, socialist and post- socialist/capitalist) from the second half of 19th century till nowadays. Rural creditcooperatives and popular banks became the most widespread and important lending institutions to the peasants from the beginning of 20th century to WWII. The paper discusses the dominant role of the state in the proliferation of credit cooperatives in Bulgaria and Romania which predetermined similarities and divergences in their institutional paths of development. Furthermore, I am interested in the major causes for their disappearance in the post-socialist period as well as the main challenges to credit cooperatives today.

Suggested Citation

  • Tsvetelina Marinova, 2021. "Credit cooperatives in Bulgaria and Romania: Historical development and contemporary challenges," Post-Print hal-03827603, HAL.
    • Handle: RePEc:hal:journl:hal-03827603
    as

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