IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-02312198.html
   My bibliography  Save this paper

Reverse Innovation in Financial Inclusion : Lessons from Developing Economies

Author

Listed:
  • Mohit Anand

    (EM - EMLyon Business School)

  • Smridhi Khanna

    (Fore School of Management)

  • Mitul Kathuria

    (Fore School of Management)

Abstract

Within the overarching theme of reverse innovation and financial inclusion, our paper studies the financial inclusion model of three developing countries such as Kenya, Mexico and Brazil and analyses how the same could be reengineered in the Indian scenario through ‘The Pradhan Mantri Jan Dhan Yojana' (PMJDY). The study reflects on the key challenges posited by this initiative and suggests key learnings and the way forward for PMJDY by comparing it with three financial inclusion models, namely, M-PESA Model (Kenya), Banking Agent Model (Mexico) and the Bolsa Familia Program (Brazil). The paper concludes by giving recommendations to improve the PMJDY scheme that will eventually further the mission of financial inclusion in India.

Suggested Citation

  • Mohit Anand & Smridhi Khanna & Mitul Kathuria, 2018. "Reverse Innovation in Financial Inclusion : Lessons from Developing Economies," Post-Print hal-02312198, HAL.
    • Handle: RePEc:hal:journl:hal-02312198
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-02312198. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.