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Cooperative banks in the experiments of the personal microcredit : Towards a new solidarity-based banking strategy ?
[Bancos cooperativos en los experimentos del microcrédito personal : Hacia una nueva estrategia bancaria solidaria ?]

Author

Listed:
  • Maryline Meyer
  • Valérie Billaudeau

    (ESO - Espaces et Sociétés - UNICAEN - Université de Caen Normandie - NU - Normandie Université - UM - Le Mans Université - UA - Université d'Angers - AGROCAMPUS OUEST - UR2 - Université de Rennes 2 - CNRS - Centre National de la Recherche Scientifique - IGARUN - Institut de Géographie et d'Aménagement Régional de l'Université de Nantes - UN - Université de Nantes)

  • Pascal Glemain

    (CIAPHS - Centre Interdisciplinaire d'Analyse des Processus Humains et Sociaux [Rennes] - UR2 - Université de Rennes 2)

Abstract

Personal microcredits benefit people who are excluded from traditional banking bundling services, to finance their personal projects. Partnerships between some cooperative banks and social structures allow people to access this possibility. This article is the result of a regional survey in France concerning personal microcredit devices. We identify and analyze three main forms of cooperation between banks and social structures. Our results indicate to what extent interorganizational cooperation transforms the cooperative banking sphere.

Suggested Citation

  • Maryline Meyer & Valérie Billaudeau & Pascal Glemain, 2012. "Cooperative banks in the experiments of the personal microcredit : Towards a new solidarity-based banking strategy ? [Bancos cooperativos en los experimentos del microcrédito personal : Hacia una n," Post-Print hal-01892625, HAL.
    • Handle: RePEc:hal:journl:hal-01892625
    DOI: 10.3917/rsg.258.0101
    as

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