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Report to the Congress on the Availability of Credit to Small Businesses, October 2007

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  • Board of Governors of the Federal Reserve System (U.S.)

Abstract

Section 2227 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 requires that, every five years, the Board of Governors of the Federal Reserve System submit a report to the Congress detailing the extent of small business lending by all creditors. The act specifies that the study should identify factors that give policymakers insight into the small business credit market, including the demand for credit by small businesses, the availability of credit, the range of credit options available, the types of credit products used, the credit needs of small businesses, the risks of lending to small businesses, and any other factors that the Board deems appropriate. From 2002 through June 2007, credit conditions were favorable for small and large firms, and there is no evidence that creditworthy borrowers faced substantial credit supply constraints during that period.

Suggested Citation

  • Board of Governors of the Federal Reserve System (U.S.), 2007. "Report to the Congress on the Availability of Credit to Small Businesses, October 2007," Reports and Studies 3850, Board of Governors of the Federal Reserve System (U.S.).
    • Handle: RePEc:fip:g00002:3850
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    File URL: https://www.federalreserve.gov/boarddocs/rptcongress/smallbusinesscredit/default.htm
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