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Race for Retirement

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Author Info
Tuulia Hakola
Abstract

The study analyses the effects of the pension system on the labour supply of the elderly in Finland. A significant change in the age structure of the population, combined with falling employment rates for the aged, can yield pressures on the financing of the mainly Pay-As-You-Go, Defined Benefit pension system. Empirical results provide some evidence that economic incentives matter also to the aged Finnish employees. It was verified by controlling a number of other variables, that if an individual was better off by postponing his retirement decision, he was more likely to continue working. Two simulations demonstrate that even if altering economic incentives has some of the desired impact of postponing retirement, this impact seemed rather small. The study therefore suggests the need to alter also age restrictions if the average retirement age needs to be altered radically.

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Publisher Info
Paper provided by Government Institute for Economic Research Finland (VATT) in its series Research Reports with number 60.

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Date of creation: 19 Nov 1999
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Handle: RePEc:fer:resrep:60

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Related research
Keywords: Early retirement; early exit; random effects probit; option value;

Other versions of this item:

Find related papers by JEL classification:
C10 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: General - - - General
J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped

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  1. Pasi Huovinen & Hannu Piekkola, 2001. "Unemployment and Early Retirements of the Aged Workers in Finland," Discussion Papers 750, The Research Institute of the Finnish Economy. [Downloadable!]
  2. Tuulia Hakola & Maarten Lindeboom, 2001. "Retirement Round-bout: Early Exit Channels and Disability Applications," Discussion Papers 262, Government Institute for Economic Research Finland (VATT). [Downloadable!]
  3. Veli Laine, 2002. "Evaluating tax and benefit reforms in 1996-2001," Discussion Papers 280, Government Institute for Economic Research Finland (VATT). [Downloadable!]
  4. Pasi Huovinen & Hannu Piekkola, 2002. "Early Retirement and Use of Time by Older Finns," Discussion Papers 787, The Research Institute of the Finnish Economy. [Downloadable!]
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