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Pension Participation and Uncovered Workers

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  • Geoffrey Sanzenbacher
  • Nadia Karamcheva

Abstract

The Obama Administration has proposed "Autho-IRAs" to boost pension coverage among those not currently offered a plan. Such a policy is seen to offer great potential, given that 60% of low-income workers currently offered a 401(k) choose to participate. However, these low-income workers with 401(k)s are different from their counterparts at firms that do not offer 401(k)s. Taking this difference into account, take-up among low-income workers could be as low as one third.

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File URL: http://crr.bc.edu/briefs/pension-participation-and-uncovered-workers/
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Bibliographic Info

Paper provided by Center for Retirement Research in its series Issues in Brief with number ib2010-13.

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Length: 9 pages
Date of creation: Aug 2010
Date of revision: Aug 2010
Publication status: published on the Center for Retirement Research at Boston College website
Handle: RePEc:crr:issbrf:ib2010-13

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