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Innovación social y microcrédito: ¿estamos financiando el statu quo de la pobreza?

Author

Listed:
  • Santiago Espinosa Moyano
  • Nicolás Eduardo Fajardo Acosta
  • Daniela Gantiva Parada

Abstract

Resumen Este documento busca identificar el papel de las políticas públicas que fomentan el microcrédito en Colombia mediante el estudio del caso de la Banca de las oportunidades. Para este fin, se relacionan los conceptos innovación social y microcrédito en cuanto a concepción y objetivo a partir de una visión crítica que incluya perspectivas tanto ortodoxas como alternativas que permitan ampliar la capacidad de análisis del problema. Así también, se explica, por medio de una descripción histórica de las políticas que fomentan el microcrédito, si el camino seguido por este en Colombia ha mantenido la propuesta original de ser una herramienta de lucha contra la pobreza. Finalmente, se hace un breve análisis cualitativo de dichas políticas intentando plantear una generalidad en cuanto a la política de microcrédito empleada por el gobierno nacional.

Suggested Citation

  • Santiago Espinosa Moyano & Nicolás Eduardo Fajardo Acosta & Daniela Gantiva Parada, 2017. "Innovación social y microcrédito: ¿estamos financiando el statu quo de la pobreza?," Econógrafos, Escuela de Economía 15702, Universidad Nacional de Colombia, FCE, CID.
    • Handle: RePEc:col:000176:015702
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    File URL: http://fce.unal.edu.co/centro-editorial/docs/econografos-escuela-economia/113-innovacion-social-y-microcredito-estamos-financiando-el-statu-quo-de-la-pobreza
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    More about this item

    Keywords

    Innovación social; microcrédito; política pública; desarrollo económico;
    All these keywords.

    JEL classification:

    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • L31 - Industrial Organization - - Nonprofit Organizations and Public Enterprise - - - Nonprofit Institutions; NGOs; Social Entrepreneurship
    • O22 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy - - - Project Analysis
    • O35 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Social Innovation
    • Z18 - Other Special Topics - - Cultural Economics - - - Public Policy

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