IDEAS home Printed from https://ideas.repec.org/p/caf/usqcaf/9906.html
   My bibliography  Save this paper

Technical Efficiency and Technological Change in Australian Building Societies, 1993/94-1996/97‡

Author

Listed:
  • ANDREW C. WORTHINGTON†

Abstract

In this study the nature and extent of efficiency and productivity growth in deposit-taking institutions is investigated using nonparametric frontier techniques. Employing Malmquist indices, productivity growth is decomposed into technical efficiency change and technological change for a sample of Australian building societies. The results indicate that most building societies experienced productivity gain in the past several years, and this was largely the result of technological progress rather than efficiency improvements. That productivity growth which did occur due to an increase in efficiency over the period tended to be the result of improvements in scale efficiency, whilst efficiency gain was most pronounced in building societies with a high ratio of net interest income and non-interest income to total assets, low operating expense ratios, and relatively high expenditures on marketing and promotion.

Suggested Citation

  • Andrew C. Worthington†, 1998. "Technical Efficiency and Technological Change in Australian Building Societies, 1993/94-1996/97‡," Banking & Finance Conference Papers 9906, Centre for Australian Financial Institutions.
    • Handle: RePEc:caf:usqcaf:9906
    as

    Download full text from publisher

    File URL: http://www.usq.edu.au/faculty/commerce/cafi/confpapers/TechnicalEffi.PDF
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. González Bravo, M. Isabel & Mariaca Daza, René, 2010. "Fracaso de bancos comerciales. Un estudio de eficiencia y productividad," Revista Latinoamericana de Desarrollo Economico, Carrera de Economía de la Universidad Católica Boliviana (UCB) "San Pablo", issue 13, pages 137-162.
    2. Nurhan Davutyan & Lerzan Kavut, 2005. "An application of data envelopment analysis to the evaluation of audit risk: a reinterpretation," Abacus, Accounting Foundation, University of Sydney, vol. 41(3), pages 290-306, October.
    3. M. Adams & M. Buckle, 2003. "The determinants of corporate financial performance in the Bermuda insurance market," Applied Financial Economics, Taylor & Francis Journals, vol. 13(2), pages 133-143.
    4. Moffat, Boitnmelo & Valadkhani, Abbas, 2008. "Technical efficiency in Botswana’s financial institutions: a DEA approach," Economics Working Papers wp08-14, School of Economics, University of Wollongong, NSW, Australia.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:caf:usqcaf:9906. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Jaynendra Kumar (email available below). General contact details of provider: http://www.usq.edu.au/faculty/commerce/cafi .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.