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Origin and Causes of the Housing Crisis

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Author Info
Arturo Guillen R. (Universidad Autonoma Metropolitana Iztapalapa)
Abstract

The housing crisis is a debt-deflation Minsky's type crisis. The new economy bubble was replaced by the housing bubble. However, it is a deflationary crisis with specificities. It seems to point to the limits of a securities-backed financial regime, which forces a review of the regulation of financial markets and a return to more conservative credit practices. That crisis is global both in terms of its causes and its repercussions. It is far from over. Although the injection of liquidity by central banks has restored a relative stability in financial markets and a greater drop in stock markets, both remain unstable. The repercussions of the crisis will also be global, since decoupling does not exist. The United States continues to be the world economy's buyer of last resort. While some countries, like the BRIC countries will continue to grow, although more slowly, others will sooner or later experience recessions.This paper was presented May 22, 2008, at the 18th International Conference of the International Trade and Finance Association, meeting at Universidad Nova de Lisboa, Lisbon, Portugal.

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Paper provided by International Trade and Finance Association in its series International Trade and Finance Association Conference Papers with number 1135.

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Date of creation: 16 Aug 2008
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Handle: RePEc:bep:itfapp:1135

Note: oai:cdlib1:itfa-1135
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