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Concentración y Competencia en el Sistema Financiero Crediticio Colombiano en la Última Década

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Author Info
Ricardo Bernal Fandiño ()
Abstract

Este trabajo estudia la relación entre los aumentos en la concentración y las dinámicas de competencia del sector financiero crediticio de los últimos años en la economía colombiana. Se encuentra que a pesar de los incrementos en la concentración que reflejan diversos indicadores analizados, el nivel de poder de mercado -medido como el estadístico H de Panzar y Rose (1987) por medio de un análisis de panel de datos- no se ha deteriorado en el periodo 1995-2005. Más aún, existen indicios por los cuales este nivel de competencia se ha incrementado en el periodo, una vez se ha controlado por variables específicas a la entidad así como por variables exógenas macroeconómicas.

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Publisher Info
Paper provided by Banco de la Republica de Colombia in its series Borradores de Economia with number 432.

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Handle: RePEc:bdr:borrec:432

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Related research
Keywords: Concentración; Consolidación; Competencia; Contestabilidad Classification JEL:D4; G21; L13; R12;

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This page was last updated on 2009-12-14.


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