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Transformación digital y competencia en el sector financiero

Author

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  • Santiago Fernández de Lis
  • Pablo Urbiola

Abstract

La transformación digital ha abierto el mercado de servicios financieros a nuevos tipos de proveedores, incluidas las grandes empresas tecnológicas, que presentan un gran potencial disruptivo. Este artículo explora cómo el alcance de esa integración está condicionado por la regulación, las normas de acceso a datos y la política de competencia.

Suggested Citation

  • Santiago Fernández de Lis & Pablo Urbiola, 2019. "Transformación digital y competencia en el sector financiero," Working Papers 19/01, BBVA Bank, Economic Research Department.
    • Handle: RePEc:bbv:wpaper:1901
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    More about this item

    Keywords

    Documento de Trabajo ; Regulación Digital ; Tendencias Digitales ; Economía Digital ; Regulación financiera ; Global;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • K20 - Law and Economics - - Regulation and Business Law - - - General
    • L40 - Industrial Organization - - Antitrust Issues and Policies - - - General
    • L86 - Industrial Organization - - Industry Studies: Services - - - Information and Internet Services; Computer Software

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