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Digital Financial Services in the Pacific: Experiences and Regulatory Issues

Author

Listed:
  • Asian Development Bank (ADB)
  • Asian Development Bank (ADB)

    (Pacific Department, ADB)

  • Asian Development Bank (ADB)

    (Pacific Department, ADB)

  • Asian Development Bank (ADB)

Abstract

The challenging geography and poor infrastructure of many Pacific nations mean digital financial services (DFS) are a particularly effective means of enhancing financial inclusion in the region. However, a number of major challenges confront DFS in the Pacific, including the establishment of reliable agent networks and the building of sufficient consumer trust in DFS for it to become a viable payments channel. This report examines the current use of DFS in the Pacific, analyzes the issues that need to be addressed, and provides recommendations for increasing financial inclusion in the region. This publication was produced by the Pacific Private Sector Development Initiative, a regional technical assistance facility cofinanced by the Asian Development Bank (ADB), the Government of Australia and the New Zealand government.

Suggested Citation

  • Asian Development Bank (ADB) & Asian Development Bank (ADB) & Asian Development Bank (ADB) & Asian Development Bank (ADB), 2016. "Digital Financial Services in the Pacific: Experiences and Regulatory Issues," ADB Reports RPT167908-2, Asian Development Bank (ADB).
    • Handle: RePEc:asd:wpaper:rpt167908-2
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    File URL: http://www.adb.org/publications/digital-financial-services-pacific
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    File URL: http://www.adb.org/publications/digital-financial-services-pacific
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    Cited by:

    1. Ms. Inutu Lukonga, 2018. "Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions," IMF Working Papers 2018/201, International Monetary Fund.

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